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3 Lazy Money Tools That Help Me Earn While Doing Nothing

These 3 free tools help me save and earn money without any effort. Perfect for lazy girls, beginners, or anyone looking to make extra cash without a real side hustle.

Not gonna lie—if a tool doesn’t make me money without stressing me out, I’m not using it. These 3 lazy money tools are totally free, take under 5 minutes to set up, and help me save or earn every single week.

Whether you’re trying to build a soft side hustle or just want a little extra cash on the side, these are the apps I actually use from bed, while watching Netflix, or in between naps.


Tool 1: Rakuten – Free Cashback on Stuff You Already Buy

If you shop online (literally ever), you need Rakuten.
It gives you real cashback on places like ASOS, Boots, Booking.com, Etsy, and more.
Just click through their site or install the browser extension. That’s it.

I’ve made back over £150 just buying the things I was already going to buy anyway.

➡️ Join Rakuten here


Tool 2: Honey – Finds Coupons So You Don’t Have To

I never Google promo codes anymore.
Honey is a free browser extension that auto-applies every working coupon code at checkout — no effort required.

I’ve saved on everything from digital tools to clothes. It runs in the background and saves me money while I scroll.

➡️ Get Honey for free here


Tool 3: Swagbucks – Easy Points for Doing Nothing

Swagbucks gives you points (which = PayPal cash or gift cards) for stuff like:

  • Watching videos
  • Doing quizzes
  • Playing games
  • Taking 2-minute surveys

It’s low energy and actually kind of fun. I use it when I’m too tired to do anything “productive” but still want to feel like I earned something.

➡️ Sign up for Swagbucks here


✅ Final Thoughts

You don’t need a full business, a blog, or even a plan to start making small amounts of money.
Start with just one tool today and let it run in the background. It adds up — especially if you stack them.

These are the lazy income tools I use every single week. Try them and let them do the work for you.


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